Oy With The Poodles Already!

September was a huge fail. Like, HUGE fail. I started off great, to the gym each of the first three days.... and then I only went twice more that month. It was just pathetic, honestly. Didn't hit my step goals, ate fast food waaaaaaay too much, had too much soda, didn't do my lists past September 2nd, and am at a solid 200.0 pounds. Sigh.

So I have a new accountability partner (thanks, Victoria!), new exercise DVDs (Cize, which I've been wanting to try for a few months now), and a new Fitbook Lite. I've determined that if I don't write things down, I'm just setting myself up for failure. It's why I still have a physical planner. So this month, I'm writing down everything: fitness, schedule, budget... the whole shebang. I'm doing cash envelopes for my budget - the only thing I'm using my card for is gas. But every purchase is being written down in my new budget book. I'm reading through Dave Ramsey's Total Money Makeover, and it's really helpful. I've always had a budget... but I haven't always kept up with it like I needed to. That's where the cash envelopes come in. I'm almost done with my $1000 emergency fund (had been depleting it over the last few months due to compulsive shopping), and then I'll start my debt snowball. The only debt I have right now is my car (which I pay off in May), a medical card that isn't gaining interest as long as I pay on time (don't hate me, Dave Ramsey!), and my student loans (ugh). But my current plan is to use any excess money (fingers crossed for a Christmas bonus) towards my debts, and once my car is paid off, I'll use that money towards my student loans each month, nearly doubling my payment each month.

I had no idea when I started this blog that I'd end up getting "fit" in areas of my life other than physical. I know I'm not keeping up with it like I should, but I've been struggling to keep my head above water lately, if I'm being honest. Adulting is HARD, ya'll. I want to go back to elementary school where the biggest problem I had was whether or not my teacher would have the newest Replica book or if I had enough change to get ice cream at lunch. For now, I'm just doing the best I can.